The math

The same money, ten years later.

Move the amount you would have staked and see where it lands instead.

$51,211
in 10 years
$189,842
in 20 years
$565,122
in 30 years
$1,581,020
in 40 years

A projection, not a promise. Assumes $250 invested monthly at a 10% average annual return, compounded monthly. Markets vary and can lose money. This is an illustration, not financial advice.

Same formula the app runs on your own number: a fixed monthly amount, compounded monthly, whole dollars.

Research

What the research says

A betting deposit and a household investment are the same dollar, headed one of two ways.

Just under $1

less in net household investment, associated with each $1 deposited into online sports betting.

Baker, Balthrop, Johnson, Kotter & Pisciotta, NBER Working Paper 33108, Nov 2024

~14%

fall in net investment after online sports betting is legalized.

Baker et al., NBER Working Paper 33108, Nov 2024

In the app

You have never seen this number.

Connect an account and Amblee adds up what left for the sportsbooks last month, by name. One total, from the transactions themselves, not from memory.

Attribution is deliberately conservative. Charges routed through a payment processor carry the processor’s name and are not counted, so the figure is a floor, not an estimate.

Bank access is read-only through Plaid. Amblee can see that money moved. It can never move it.

The urge passes. The deposit stays.

Amblee holds the betting apps shut until a deposit into your own account has cleared this month. Withdraw it and the block returns. On the 1st, everything re-arms.

A projection, not a promise. Assumes a 10% average annual return, compounded monthly. Markets do not move in a straight line.

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